In terms of budgeting advice, there are a plethora resources you can find on how to prepare your finances according to your fiscal goals and perspectives. Keep reading to discover some of the best places where you can find help and start creating a budget that gets funded!
1. Personal Finance Books
Find some good books written by trusted financial experts to learn all about budgeting, saving, and investing. Some popular titles include:
The Total Money Makeover by Dave Ramsey
Your Money Or Your Life by Vicki Robins
I Will Teach You to Be Rich — Ramit Sethi
Many of these books provide you with how-to guides for budgeting and becoming more financially healthy.
2. Financial Advisors
Also if you are unsure or need advice, then consider hiring a Certified Financial Planner (CFP) or financial advisor to assist you in creating a personalized budget specific to your income, expenses, goals etc. They can also provide advice on saving, investing and debt management.
3. Online Budgeting Tools & Apps
Mint, YNAB(You Need A Budget), PocketGuard are budgeting apps they track your transactions and give you ideas on how to be better with money. Most of these platforms also provide with educational course which will guide you in investing your money.
4. Personal Finance Blogs
Here are some of the best personal finance blogs with budgeting advice on the net.
The Simple Dollar
Mr. Money Mustache
NerdWallet
Most of these blogs will cover ways to save and make your budget stretch further, to reduce the debt burden.
5. YouTube Channels
Even YouTube has a great deal of free advice from financial experts. Channels such as Graham Stephan, The Financial Diet and Andrei Jikh... – Budget hacks...
6. Podcasts
Mimos, piñas y bolsa o vidaPodcast syndicator Share:How personal finance podcasts can guide you through turbulent timesMarketing Help San Francisco WebDesignFirmsPODCAST DEFINED:Should marketers be doing more to help during a crisis? Some popular options include:
The Dave Ramsey Show
BiggerPockets Money Podcast
Afford Anything Podcast
Each of these podcasts will have a unique peace that provides information for various financial subjects, such as budgeting, saving and investing.
7. Government Resources
Most government websites offer their own version of unpaid financial education and budgeting. MyMoney in the U.S. is a good example of this. S gov and the Consumer Financial Protection Bureau have great resources on budgeting and personal finance.
8. Nonprofit Organizations
Nonprofit organizations such as the National Foundation for Credit Counseling (NFCC) or Financial Counseling Association of America (FCAA) can provide free or inexpensive advice on budgeting and debt management. Services with financial planning capabilities
9. Friends and Family
And occasionally, the best advice will come from those closest to home. For this, you can talk to your friends or family members who know how to manage their money very well. They could deliver practical, real-world budgeting tips that address your individual needs.
All four of those resources have slightly differing views on budgeting and, if you put them together, should give you a much more comprehensive picture of what it takes to properly manage your money.